What is Bill Me Later on that Samsung?

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While purchasing a Samsung Product while checkout there is an option of bill me later. What does that do when clicked? Do we need not to pay for the products with this or we can pay later anytime? Are there any comprising and conditions of Bill Me Later? Is yes, then what are they? Do we need to have a verified card for that option or we have to answer some questions? Please help if you know.

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